Agrifood risk management
Risks and challenges for agri-food companies
Agribusinesses face complex challenges and significant risks-fromsupply chain disruption to climate change to diseases affecting crops and livestock.
In addition, rapid changes in consumer habits, which are increasingly oriented toward safe and sustainable products, are increasing pressure on the industry.
Main causes of uncertainty and economic damage
Multiple factors generate uncertainty, anxiety, and stress in industry operators, who are often unaware of the hard-to-quantify economic damage caused by serious events such as:
Prevention and protection: the key to continuity
On-farm technical visits and the adoption of IT tools for mapping, reducing, and controlling devastating risks are essential to protect company assets, turnover, and the entire agribusiness supply chain from nasty surprises that can have very serious economic consequences.
How Can I Help You?
- A comprehensive 360-degree analysis of risks that can:
- interrupt business continuity;
- compromise company liquidity;
- affect the personal assets of administrators.
- Assessment of the probability of harmful events occurring.
- Calculation of the economic impact on the company’s balance sheet.
- Indication of necessary actions to prevent, reduce, control, and monitor the most significant risks.
- Technical inspection in company areas with greater risk exposure: fires, floods, earthquakes, machinery breakdowns, production or supply interruptions, environmental pollution, occupational diseases, and serious workplace accidents.
- Detailed report, accompanied by photographic documentation, highlighting risks potentially devastating to business continuity.
- Analysis of regulatory issues: list of possible sanctions, fines, suspensions, or revocations of authorizations in case of non-compliance with current regulations.
- Assessment of personal liabilities of administrators in civil and criminal matters for violations related to health and safety at work, defective product liability, pollution of production areas and third parties.
- Objective assessment of economic damage caused by droughts, floods and hailstorms.
- Use of specific mathematical models to compare actual weather data recorded over a defined period.
- Tailored insurance solution for agricultural crop protection.
- Collaboration with international insurance companies specializing in the agribusiness sector.
Insurance solutions with high limitsdesigned to cover:
- Accidental product contamination.
- Food extortion/malicious tampering.
- Withdrawal of product from the market and related expenses.
- Reputational damage and brand-damaging publicity.