Risk management of directors and corporate officers

The hidden risks for business leaders

Duties, regional conflicts, pressure from multinational corporations, digital and ecological transition, labor reorganization, regulatory, cultural and operational differences between countries: those who want to leave their “safe harbor” and establish themselves in international markets must know how to navigate perpetually rough waters. And do so safely.

In this complex scenario, corporate directors are exposed to enormous personal risks: even a mistake made in good faith can lead them to be liable with their personal assets, as required by Italian and European regulations.

One wrong decision can cost you a lot of money

It only takes one violation-even an unintentional one-to open a crisis:

A serious injury to an employee on a business trip
significant environmental damage
A cyber attack that stops production
The withdrawal from the market of a product deemed dangerous
A seizure of goods for customs irregularities
failure to comply with occupational health and safety regulations

In the event of a major fire, some employees lose their lives: did you know that if you have not complied with health and safety regulations, you risk compensating your heirs with your personal assets?

During an overseas trip, some executives suffer serious injuries and others lose their lives: are you aware that violating travel security procedures may force you to compensate the families of the victims?

Neighboring companies claim compensation for pollution caused by a toxic spill in your factory: do you know that if you are held liable as a steward, you risk paying damages with your personal assets?

How Can I Help You?

Risk assessment at your company
  • Technical inspection in company areas with greater risk exposure: fires, floods, earthquakes, machinery breakdowns, production or supply interruptions, environmental pollution, occupational diseases, and serious workplace accidents.
  • Detailed report, accompanied by photographic documentation, highlighting risks potentially devastating to business continuity.
  • Analysis of regulatory issues: list of possible sanctions, fines, suspensions, or revocations of authorizations in case of non-compliance with current regulations.
  • Assessment of personal liabilities of administrators in civil and criminal matters for violations related to health and safety at work, defective product liability, pollution of production areas and third parties.
Monitoring of mandatory laws and regulations for your business
  • Analysis of the company’s compliance with current regulations on civil and criminal liability, occupational safety, environmental protection, and personal data protection (privacy).
  • We highlight any critical regulatory issues that, if overlooked, may expose administrators to personal civil or criminal damages.
  • Personalized list of mandatory regulations, Italian and foreign, applicable to your specific activity and business sector.
Directors’ insurance protection
  • Opening tenders with local and international insurance companies.
  • Identification of the most suitable insurance solution to protect executives’ personal assets.
  • Constant risk monitoring and updates on regulations that may expose the company and administrators to economic losses and legal liabilities.
Claims settlement assistance
  • In-depth analysis of claim documentation and active insurance coverage.
  • Involvement of lawyers and technical consultants, if necessary, to protect your right to compensation.
  • Negotiation with experts and adjusters appointed by the insurance company.
  • Complete management of the case until the positive closure of the claim.
  • Support in resolving potential legal disputes.

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